Welcome to Zhang Financial

Zhang Financial sets a new standard for your finances. Established three decades ago,¹ Zhang Financial has developed into a prominent industry leader while maintaining its client-centered focus. Our comprehensive, fee-only solution is built upon an academic, evidence-based investment philosophy aimed at providing the highest probability of success.

For the past seven years, Charles Zhang, CFP^®, has been placed in the top 10 on Barron's list of America's Top 100 Independent Wealth Advisors.  Most recently he was ranked #1 in the nation and he is currently the highest ranked Fee-Only NAPFA-Registered Financial Advisor on the list.^* Charles was also ranked #6 in the nation on Forbes' list of America's Top Wealth Advisors for 2021 and is the highest ranked Independent Advisor on the list.^* Zhang Financial is also known for its commitment to philanthropy, especially within our local community. See Giving Back.

With more than $4.5 billion in assets under management,² Zhang Financial takes pride in working without conflicts of interest from proprietary products and other questionable business practices. We are committed to upholding a fiduciary standard, providing our clients with customized and unbiased financial advice, first class service, and an open-architecture investment platform for a competitive price. Ranked as Michigan's #1 Financial Advisor,* Charles Zhang provides personalized investment recommendations to every client in our firm. Your assets are either in the custody of LPL, the largest independent broker dealer in the industry, Charles Schwab, or TD Ameritrade.

*See Full Ranking Disclosure

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Zhang Financial Website Disclosure

Form ADV Part 2 and ADV Appendix 1: Wrap Fee Program Brochure

See Form CRS - Relationship Summary