Why Zhang Financial?

At Zhang Financial, we believe financial advisors should be knowledgeable, financial advice should be objective, and fees should be reasonable and transparent. Most importantly, we believe we should always act in your best interest. Families across the nation trust us to guide their financial futures—here's why:

1. True Fiduciary Standard—No Conflicts, No Compromise

The SEC fiduciary rule requires advisors to act in the best interests of their clients and disclose conflicts of interest. At Zhang Financial, we believe mere disclosure isn't enough. We operate on a Fee-Only model, which eliminates conflicts of interest that can arise from selling proprietary products, engaging in principal trading, receiving third-party payments, revenue sharing, commissions, kickbacks, or soft dollars.

2. Nationally Recognized Leadership and Highly Credentialed Financial Professionals

Led by Charles Zhang, ranked the #1 Independent Advisor in the U.S. by Barron's in 2024*, Zhang Financial has built a decades-long track record of excellence. Our financial professionals hold prestigious designations such as CFP® (Certified Financial Planner™), CFA (Chartered Financial Analyst), CPA (Certified Public Accountant), and JD (Juris Doctor).

3. Personalized, Holistic Planning.

We look beyond just investments. From retirement and tax strategies to estate planning and education funding, our in-house CPAs and estate planning attorneys work closely with our investment strategists to provide you with a personalized roadmap to financial success.

4. Unbiased Investment Approach

We give you open access to a world of low-cost, high-quality investment products. With no proprietary products, commissions, soft dollars, or kickbacks, our portfolios are research-driven and evidence-based, not sales-driven

5. Exceptional Service and Access

Clients receive direct access to senior advisors and proactive, personalized support. With over a 99% retention rate**, we build relationships designed to last a lifetime.

6. FEE-ONLY TRANSPARECY

We believe that how we are compensated matters. With no commissions or proprietary products, our interests are aligned directly with your success. 

*See Full Ranking Disclosure

**Based on 2024 results.

Put America's Top NAPFA-Registered Fee-Only Financial Advisors to work for you.

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Minimum Investment Requirement $1,000,000 in Michigan or $2,000,000 Outside of Michigan

Ann Arbor Office

2723 South State Street Suite 150
Ann Arbor, MI 48104
888.777.0126

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Battle Creek Office

70 West Michigan Ave, Suite 100
Battle Creek, MI 49017
269.965.0777

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Bloomfield Hills Office

1145 W. Long Lake Road, Suite 301
Bloomfield Hills, MI 48302
248.687.1258

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Chicago Office

875 N. Michigan Ave, Suite 3100
Chicago, Illinois 60611
312.788.9887 

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Grand Rapids Office

460 Ada Drive, Suite 200
Ada, MI  49301
616.235.5777

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Lansing Office

2198 Commons Parkway
Okemos, MI 48864
517.893.3988

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Naples Office

999 Vanderbilt Beach Rd, Suite 200
Naples, FL 34108
239.325.1826 

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New York Office

One World Trade Center
85th Floor, New York, NY 10007
212.981.8501

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Portage MI Office

5931 Oakland Drive
Portage, MI 49024
269.385.5888

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Traverse City Office

236½ E. Front Street, #26
Traverse City, MI 49684
231.943.6988

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PUT AMERICA'S TOP NAPFA-REGISTERED FEE-ONLY FINANCIAL ADVISOR TO WORK FOR YOU.
Request a Consultation
Zhang Financial

Zhang Financial

5931 Oakland Drive Portage, MI 49024
List of office locations
Email: clientservice@zhangfinancial.com | Toll-Free: 888-777-0126

Minimum investment requirement: $1,000,000 in Michigan, $2,000,000 outside of Michigan.
Investment Advice offered through Zhang Financial, a Fee-Only Wealth Management Group.