Points of Differentiation
To perform due diligence while selecting a
financial advisor, use this checklist as a reference:
| Points of Differentiation | Zhang Financial | Other Advisor |
|---|---|---|
| Registered with NAPFA at www.napfa.org as a fiduciary Fee-Only CERTIFIED FINANCIAL PLANNER™ | Yes | Yes / No |
| Upholds a Fiduciary Standard, does not offer proprietary funds or receive any compensation from product companies? | Yes | Yes / No |
| Client's assets are held by a third-party custodians. | Yes | Yes / No |
| In-house CPAs and licensed attorneys to provide advice on tax and estate planning. | Yes | Yes / No |
Advisory team holds the most prestigious designations and credentials in the industry including:
| Yes | Yes / No |
| Receives compensation based on products they sell you or investment programs they recommend to you? | No | Yes / No |
| Company and financial advisors have legal or disciplinary history? | No | Yes / No |
The ADV Part 2A, Firm Brochure
We also recommend that you review a firm's ADV Part 2A, Firm Brochure, which can be found on the SEC's website. The ADV Part 2A, Firm Brochure will help you understand an investment firm's revenue structure. Some financial advisory firm’s main revenue source is actually not from advisory services, but from the sale of proprietary products, commissions, kick-backs from product companies, 12B-1 fees and/or soft dollar arrangements. The revenue structure may impose a conflict of interest when the firm manages your portfolio. Use the following link to review Zhang Financial's ADV Part 2A, Firm Brochure.
Fee-Only, Transparent and Holistic Wealth Management.
Request a Consultation:
Ann Arbor Office
2723 South State Street Suite 150
Ann Arbor, MI 48104
734.794.4896
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Battle Creek Office
70 West Michigan Ave, Suite 100
Battle Creek, MI 49017
269.965.0777
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Bloomfield Hills Office
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Chicago Office
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Grand Rapids Office
460 Ada Drive, Suite 200
Ada, MI 49301
616.235.5777
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Lansing Office
2198 Commons Parkway
Okemos, MI 48864
517.893.3988
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Naples Office
999 Vanderbilt Beach Rd, Suite 200
Naples, FL 34108
239.325.1826
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Portage MI Office
5931 Oakland Drive
Portage, MI 49024
269.385.5888
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Traverse City Office
231.943.6988
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Zhang Financial
5931 Oakland Drive Portage, MI 49024
List of office locations
Email: clientservice@zhangfinancial.com | Toll-Free: 888-777-0126
Minimum investment requirement: $1,000,000 in Michigan, $2,000,000 outside of Michigan.
Investment Advice offered through Zhang Financial, a Fee-Only Wealth Management Group.
